"Medical care requires policy attention. The high cost of medical treatment and non-availability of health services results in deteriorating health. Those who can afford these services spend a substantial proportion of their savings on medical care. For others, especially those from the unorganised sector, financial constraints, lack of time, and distance to the hospital inhibits access to medical care.
Hence, universal coverage of old age health insurance is worth considering, as health-related expenditure rises significantly with age.
The challenge of a rising aged population is expected to intensify. In order to reach out to the large number of elderly, the involvement of the private sector, NGOs and religious institutions also needs to be considered.
Public-private partnerships can do a world of good."....